Last updated September 9, 2026
These terms govern your use of stevenrafaelfernandez.com and the free webclass offered on it, operated by Steven Rafael Fernandez ("we", "us"). By using the site or registering for the webclass, you agree to them. If you don't agree, please don't use the site.
The webclass is free educational content about a business model. Registering gives you access to watch it. It does not create a partnership, employment relationship, franchise, or any obligation on either side beyond these terms.
Nothing on this site or in the webclass is a promise of income. Any figures or experiences described are individual results that are not typical and not guaranteed. What you earn — if anything — depends on your effort, skill, consistency, market conditions and factors none of us control. Many people who start a business of any kind earn little or nothing.
See our Income Disclosure for more.
Content on this site is general information and education. It is not financial, investment, tax, legal, or medical advice, and it isn't tailored to your circumstances. No product or practice mentioned is intended to diagnose, treat, cure or prevent any disease. Talk to a qualified professional — an advisor, an accountant, an attorney, a physician — before making decisions about your money or your health.
By registering you agree that we may contact you by email about the webclass and related offers. If you tick the SMS consent boxes, we may also text you on the terms described there and in our Privacy Policy. You can unsubscribe from email at any time, and reply STOP to any text.
All content on this site and in the webclass — text, video, graphics, and the underlying material — belongs to us or our licensors and is protected by copyright and trademark law. You get a personal, non-transferable, revocable licence to view it. That's all.
We sometimes link to other sites. We don't control them and we're not responsible for their content or their privacy practices.
To the fullest extent permitted by law, the site and the webclass are provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, consequential, special or punitive damages, or for lost profits or lost business, arising from your use of the site or the webclass. Where liability cannot be excluded, it is limited to the amount you paid us — which for the free webclass is nothing.
Some jurisdictions don't allow these exclusions, so parts may not apply to you.
You agree to indemnify us against claims arising from your misuse of the site, your breach of these terms, or your violation of any law or third-party right.
We may suspend or terminate your access at any time, for any reason, without notice.
These terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Los Angeles County, California, and you consent to that jurisdiction.
We may update these terms. The date at the top tells you when they last changed. Continuing to use the site after a change means you accept it.
Steven Rafael Fernandez
225 West Skyline Drive, La Habra Heights, California
[email protected]